Informations et ressources scientifiques
sur le développement des zones arides et semi-arides

Titre : Pattern of Micro Financing for Rural Development A study on the Role of Kashi Gomti Samyut Gramin Bank in Varanasi District

Auteur : Jayant,Jai

Université de soutenance : Banaras Hindu University

Grade : Doctor of Philosophy (PhD) 2016

Résumé partiel
Under Micro financing activity, financing to rural people emerged as a subject of growing importance due to fact that rural people played vital role in eradication of poverty and raising the total income of the national economy of India. The rapid expansion of financing to the rural sector has created the problems of long term and short term finance which cannot be provided entirely by non-institutional sources. The institutional sources such as commercial banks, NABARD, co-operatives, Central Bank and RRBs which can meet the total credit requirements of rural people by supplying adequate capital at proper time and at the reasonable cost. The study of financing to working Self Help Groups and pattern of financing of Self Help Groups in Varanasi District was taken up, to find the out the role played by Kashi Gomti Samyut Gramin Bank as a development bank in promoting the economic standard of the poor farmers in the state. The study is based on the critical analysis of published data available from the annual report of Kashi Gomti Samyut Gramin Bank for a period from 2006-07 to 2014-15. A host of other information collected from different sources in the form of both published and unpublished data has also been incorporated for the purpose 2 of the validity of objectives and to draw conclusion of the final findings of the study.
The study has been divided into six chapters. The introductory chapter with socio economic background of U.P., a review of literatures, objectives of the study. Micro financing, role of special financial institutions, profile of Kashi Gomti Samyut Gramin Bank, functioning, terms and conditions of loans, special schemes and incentives, overall growth of loans etc. have been incorporated in second and third chapter. The fourth chapter contains the operational analysis of Kashi Gomti Samyut Gramin Bank from 2006-07 to 2014-15 in the state of U.P.. Fifth Chapter deals with field study of Kashi Gomti Samyut Gramin Bank operating in Varanasi district in which various Self Help Groups, saving of SHGs and loan disbursement to different SHGs etc. have been studied in detail. Finally in the six chapter the hypothesis of study, suggestions and future scope of the study along with the broad conclusion etc. have been incorporated. Présentation et version intégrale (Shodhganga)