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University of Khartoum (2018)

Role of Agricultural Extension in Improving Rural Women Finance in North Kordofan State, Sudan

Abdeldaim, Hiba Abdeldaim Alsayed

Titre : Role of Agricultural Extension in Improving Rural Women Finance in North Kordofan State, Sudan

Auteur : Abdeldaim, Hiba Abdeldaim Alsayed

Université de soutenance : University of Khartoum

Grade : Master of Science (MS) 2018

Résumé
This study was conducted in North Kordofan state to assess the efficiency of agricultural extension in increasing access to formal and informal finance among rural women. The study used the multi-stage stratified random sample to select 3 localities, 6 Administrative units and 12 villages. Systematic random sampling selected 200 respondents from rural women. The study was based on primary data collected through individual interview with rural women and group discussion with key informant and questionnaires. In addition, secondary data was gathered through Published books and previous studies. The indicators used to assess efficiency and effectiveness of agriculture extension, were capacity and performance of agricultural extension staff, agricultural extension intervention and intervention outcome. Statistical package for social sciences (SPSS) was used to analyze the data. The results revealed that 89% of the extension workers are academically trained to deliver the extension service. Agricultural extension depended on non-governmental organization to help facilitate the implementation of the programs. Rural women did not receive formal financial services before Agricultural extension intervention. The agricultural extension provided different type of microfinance intervention among rural women 66.6% of the target group covered by Agricultural extension agents. Effective and sustainable 47 finance groups established include 83% saving and credit groups for woman and 17% in co-operative associate. Household membership in the financial group was weak 39% compared with 88% rural women membership in finance groups. And 84.5% of rural women had access to formal finance credits. While 29% of the rural women accessed to informal finance for self-saving of saving and credit groups Most of the formal credits spent on established income generating projects 58% for crop production,36% for livestock and 6% for trade. While the largest proportion of informal finance 53% was used in environmental protection. Women obtained financial services to help them in diversifying their income to increase their livelihood. The results showed that high repayment rate of informal 100% and 93% formal credits. The study recommended strengthening the structure of Agricultural extension and capacity building of extension workers. Strengthening and expand local extension agents to enhance field work. The study also recommended that raising awareness among rural women about participation in microfinance services, as well as the deployment and expansion of informal funding groups, particularly savings and credit groups.

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Page publiée le 16 mai 2021