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University of Namibia (2014)

Challenges facing informal economy social security in Namibia

Tjivikua, Kenandei

Titre : Challenges facing informal economy social security in Namibia

Auteur : Tjivikua, Kenandei

Université de soutenance  : University of Namibia

Grade : Master of Science in Accounting and Finance 2014

The study intended to explore ways in which the financing or funding constraints faced by sse in the provision of social security benefits to the informal economy can be overcome. The study differs from other studies, g1ven that it aimed to unearth the financing constraints that may be faced by sse in the provision of social protection or security to the informal sector in Namibia and suggest strategies that may help in resolving this intricate problem and assist with transforming the economic landscape. The study is relevant and significant, because it may help in promoting essential plans and strategies in the funding of social protection or security schemes, especially for social security institutions. It would also be useful for people in the public service, policymakers and technocrats as it will assist them in understanding the dimensions of the problem of mancing social security/protection and the need for provision of social security to the informal sector better and in the execution of their responsibilities. The study employed a historical qualitative research approach. In particular, it critically examined the current provisions of social protection schemes in Namibia and fmancing thereof including those for the informal sector. Data was collected from a representative sample through the use of questionnaires and conducting interviews with key-informants from informal sector representatives, research institutions as well as a selected number of informal sector operators and workers. The study also surveyed relevant literature, which comprises of transaction records, relevant laws, regulations and policies. Present laws, regulations and policies that have shaped the state of financing of the current social security schemes have been reviewed. The provision of medical benefit (combined with health insurance), which was followed by pension benefits, were identified as critical needs of the different segments of the informal economy that need to be developed and implemented by Government and SSC. The study suggests a framework for the extension of social security coverage to informal economy in Namibia and the financing thereof. Further, it suggests that a social protection expenditure and performance review (SPER) be undertaken by the Namibian Government.


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