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sur le développement des zones arides et semi-arides

Titre : The effect of Eritrean Development and Investment Bank’s credit on small scale dairy business farms in Maekel Region, Eritrea

Auteur : Ghebremedhin Bereket Ghebremichael

Université de soutenance : Van Hall Larenstein University of Applied Sciences

Grade : Professional Master Degree in Management of Development with specialization : International Agriculture 2010

Résumé
This study was carried in Maekel Region, one of the six regions of Eritrea with the aim of assessing the effect of credit supplied by the Eritrean Development and Investment Bank (EDIB) in 2006 for the small scale dairy farmers. The specific objectives of the study were : first to explain how such credit can serve as a tool in poverty alleviation ; secondly, to assess the effect of credit on the growth potential of the business. The data for this study were collected through the cross sectional survey which involved both dairy farmers who are in the EDIB credit program and not in the EDIB credit scheme using a semi-structured questionnaire which was distributed to farmers. Data was analyzed using statistical Package for Social Sciences (SPSS 18).

Results from this study indicated that credit contributed substantially to the small scale dairy farmers. Average body size of dairy cows, family milk consumption per day and amount of sales were significantly higher (p<0.01)for those farmers who are in the EDIB credit program than the farmers who are not in the EDIB credit scheme, meaning that the credit is contributing in poverty reduction and hence in the growth potential of the dairy business. Thus, EDIB farmers are better-off than their counterpart. Improvement in house hold diet, income and health status of the family since starting the business is also means of reducing poverty. Due to the observed good outcomes of the small scale dairy farming that were supplied by EDIB in Maekel region of Eritrea, more promotion of this undertaking in the regions has been recommended.

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