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Accueil du site → Master → Pays Bas → 2009 → The impact of micro finance on asset building, savings and changes in gender relation : a case from saving and credit cooperative union in South Ethiopia

Van Hall Larenstein University of Applied Sciences (2009)

The impact of micro finance on asset building, savings and changes in gender relation : a case from saving and credit cooperative union in South Ethiopia

Dessalegne Daniel

Titre : The impact of micro finance on asset building, savings and changes in gender relation : a case from saving and credit cooperative union in South Ethiopia

Auteur : Dessalegne Daniel

Université de soutenance : Van Hall Larenstein University of Applied Sciences

Grade : Master in Management of Development Specialisation- Social Inclusion, Gender and Livelihood 2009

Résumé partiel
Sustainable provision of micro finance services is suggested to widen the income sources of the poor. Since the poor do not have access to formal financial services, micro finance is suggested as useful way out for financial constraints .The poor can resume productive activity or offset financial shortages. This study hypothesises that the poor as development agent have way outs to resume productive activity if their capital constraints is tackled. This assumes that micro credit will solve micro level development constraints (lack of finance) for farming households/individuals. It also improves gender relation by increasing women to participation on decision making process at all household matters. Thus this study focuses on the analysis of the impact of micro finance (a case micro credit program) The main objective of the study was therefore to assess whether access to micro finance services has brought significant improvement in livelihood at household level to members who received credit regularly vis-à-vis members who did not receive credit from RUSACCO and whether there are differences in access to loan between male and female members and gender relation. The impact of micro credit was investigated on asset ownership and building, on improving income and saving on coping with difficulties or stress, changes on gender relations and differences between male and female members to access the loan. Data for the analysis was generated from primary and secondary sources. Analysis was conducted by using table and average.

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