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2017
Exploring an alternative approach for deriving NDVI-based forage scarcity in the framework of index-based livestock insurance in East Africa
Titre : Exploring an alternative approach for deriving NDVI-based forage scarcity in the framework of index-based livestock insurance in East Africa
Auteur : De Oto, L.H. (Lucas Herman)
Etablissement de soutenance : University of Twente International Institute for Geo-Information Science and Earth Observation (ITC)
Grade : Master of Science in Geo-Information Science and Earth Observation 2017
Résumé
Recurrent drought represents a major threat in arid and semi-arid regions of East Africa. Prolonged lack of
water availability may trigger widespread livestock mortality due to forage scarcity and disease outbreaks.
Pastoralists in these regions depend entirely on their herds for subsistence and therefore, they are severely
affected by this events. To protect them against this peril, index-
based insurance products constitute an
innovative intervention. Under this scheme, indemnities are payed based on objectively measured
variables
which are highly correlated with the loss being insured. A satellite-
derived product that is frequently used as
a proxy in this framework is the normalized difference vegetation index (NDVI).
The Index Based Insurance for Livestock (IBLI), developed by the International Livestock Research
Institute (ILRI) uses area-
aggregated NDVI values from Enhanced Moderate Resolution Imaging
Spectroradiometer (eMODIS) to calculate a seasonal forage scarcity index based on which indemnities are
determined per
administrative unit. Although the index has been tested and proved to be correlated with
the actual livestock losses experienced by pastoralists, the early
spatial
aggregation of NDVI values hides
spatial variability within the units which
may
negatively
impact the performance of the product. In Ethiopia,
the Geodata for Innovative Agricultural Credit Insurance Schemes (GIACIS) project uses
a different
insurance scheme that first groups pixels based on a
similar
NDVI
temporal behaviour and
then
pools the
pixel-level data within the clusters to generate statistics and derive indemnities.
The present research integrates the index design logic of GIACIS into IBLI and proposes
an alternative
design for IBLI which accounts for ecological variability within the
administrative units. First, an
unsupervised classification has been performed on
NDVI series of
the study area using the
Iterative Self-Organized Unsupervised Clustering Algorithm
(
ISODATA
)
. Then, the resulting classes have been evaluated
in terms of significance for forage production in order to discard those that are irrelevant from further
analysis. Trigger and exit points have been set for the retained classes, then used to calculate payouts per
pixel. Finally, the indemnities were aggregated per spat
ial unit. The results have been contrasted against
spatially-aggregated monthly household survey data on drought outcome parameters from different sample
sites within the study area. The proposed design
has
a slightly stronger correspondence to available l
ivestock
mortality data for selected areas. Although further validation is required,
the integration of two existing
methods
may provide a sound basis for
an insurance
product
with lower basis risk.
Page publiée le 10 avril 2018, mise à jour le 13 octobre 2018