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Geodata for Innovative Agricultural Credit Insurance Schemes (GIACIS)


Geodata for Agricuture and Water

Titre : Geodata for Innovative Agricultural Credit Insurance Schemes (GIACIS)

Pays : Ethiopie

Date/Durée : 2014 - 2017

The purpose of the Public-Private Partnership is to expand financial service delivery to smallholder farmers in Ethiopia with a geodata-driven risk-mitigation (insurance) product that offers a basic safety net to protect them against weather related perils. In partnership with local financial institutions, the insurance product will be bundled with credit to purchase agricultural inputs. In combination with weather prediction services, the insured credit package will locally be made available through ICT infrastructure services (branchless banking). The project consortium will align to the rural finance strategy (RFS program) as managed by ATA. This allows for a systematic synergetic approach to provide financial inclusion, promote investment for agriculture, broker sustainable production methods and provide risk transfer tools. The followed system approach creates a suitable legal, institutional and organizational framework.

Groupe Cible
Small farmers (80% < 0.5 ha) in the rainfed cropping areas of the 4 key-regions of Ethiopia : Oromia, SNNPR, Amhara and Tigray, who cultivate Tef, Wheat, Barley, Maize and Sorghum. The 3-year target is to reach > 7 million households, of which 1.6 million are expected to purchase the product offered. The insurance addresses the needs of Ethiopian farmers that operate at the lowest step of development and those that have moved somewhat up the ladder.

Applicant : ITC University of Twente (public), The Netherlands
Business partner : Kifiya Financial Technology PLC (private), Ethiopia.
Corporate partners : Agricultural Transformation Agency – ATA (public), Ethiopia.
National Meteorology Agency of Ethiopia – NMA (public)
Support partner : Swiss Re corporate solutions (private) –Switzerland

Présentation : G4AW

Page publiée le 10 juin 2018